A Definitive Guide on Leasing a Van with Poor Credit


Getting hold of some wheels to help your business, or to help with your logistical responsibilities, can be a drag when you have poor credit. If you keep trying the same old providers, you’ll find that everything goes fine until the moment at which you have to provide your credit details. Then, you’ll find yourself told you’re not eligible to lease your vehicle. If you don’t have the cash in the bank to buy outright, you can feel backed into a corner at this stage. If know where to look, however, there are still options out there. This short guide will show you exactly how to lease a van even with a bad credit score.

[Read more…]

Are Business Expenses Getting the Better of You These Days?


In running your business, do you at times feel as if expenses are getting the better of you? If so, what can you do to change this? Yes, companies have expenses to pay on a regular basis. Everything from buying products to keep running to paying rent for office space and more. That said you can take steps to make it so business expenses do not overtake you. So, is it time to get a handle on your expenses?

[Read more…]

5 Ways to Help Family Members and Friends Find Their Financial Feet


In this world, there’s a wide range of financial variety among people. Some end up millionaires, others are comfortable, and some families struggle to afford the necessities. While you might not be in a position to help someone in need financially, you can be of assistance in other ways. Here are five ways you can lend a helping hand:

[Read more…]

3 Steps Successful Entrepreneurs Should Take to Protect Their Fortunes


Working hard enough to amass an amount of money that most people would consider a fortune is a challenge that can take many years to complete, especially if you’re one of the bootstrapping entrepreneurs who has earned your wealth through sheer determination rather than inheritance. Of course, fighting such a long and difficult battle is always worth it when you’re able to look back at the fruits of your labor, but the idea of losing what you’ve worked so hard to build can be absolutely terrifying. With that said, here are four steps any entrepreneur can take to protect the fortunes from misfortune:

[Read more…]

What Do You Need to Know about UK Guidelines on Debt Collection?


Despite the earnest effort of creditors, there are times when a business needs to resort to hiring a debt collection agency. Unpaid debt impacts the business financially and has a long-term effect on the company’s profits. Nonetheless, hiring a debt collection agency is not always the first step. More often than not, a company prefers to protect the customer-client relationship rather than have a third-party takeover. If you are considering hiring the services of a debt collection agency, here are tips to guide your decision.

[Read more…]

5 Smart Tips to Find the Right Investment Broker


One of the first steps towards having a successful investment is choosing the right broker. You would need a trustworthy stock broker to help you out on everything stocks-related. This is a must, so you will be able to have a higher chance of growing your investments.

In fact, finding the perfect broker is tough and at the same time overwhelming. There might be a lot of brokerage firms to choose from out there, but only the credible one should be on your radar. Thus, here are a few crucial tips to zero in on the best broker for you:

[Read more…]

Key Financial Concerns to Address When Marketing Your Business


It doesn’t matter whether you are aiming to set up a business focusing on social media marketing, implementing digital strategies or honing the traditional methods of marketing a la billboards and radio jingles, there will be some initial financial concerns that you need to consider. When constructing your business plan, your prime focus will be your funding. However, you also need to look at your cash flow, your savings, your personal liabilities and your gross and net projections for at least your first three years of trading.

[Read more…]

A Chartered Accountant’s Guide to Streamlining Your Business


Every business hopes that they can reach maximum efficiency at some point. After all, when a   business is efficient, business objectives can be achieved at a level and pace that doesn’t waste time, resources, or energy. Streamlining, in particular, is one way that a business can achieve such efficiency. Efficient streamlining will primarily involve implementing systems that bring together pre-existing processes, so that employees can work and collaborate on projects and tasks faster and easier.

Every department of your business can be streamlined, so consider doing so one at a time. For those working in accountancy, streamlining can help you keep up with the daily financial information of your company, help you to prioritize responsibilities, and generally keep on track. Read on for more insight into a chartered accountant’s guide to streamlining your business.

[Read more…]

8 Ways Equity Financing Can Grow Your Business


Equity financing is a useful tool that can you can use to help grow your business. In this type of financing, you would sell shares of your company to raise money for it. You may choose to sell these shares to your friends and family, to investors, or to sell them in an IPO, or initial public offering. It may also be helpful to consult with an accounting firm like Brown Smith Wallace LLP prior to doing equity financing.

This type of financing is different than debt financing, which is when a company sells bills, bonds, or notes to investors to gain capital. Unlike debt financing, equity financing places no holds or restrictions on the company’s activities. There is also no obligation to pay back the money that you have earned through equity financing either. In debt financing, you must pay back the money that you’ve earned over time with interest.

In this article, I’ll be going over 8 ways equity financing can grow your business, and hopefully, by the end of this article, you’ll have the information necessary to decide whether or not equity financing is the right move for you and you company.

[Read more…]

Wealth Management 101: What is a Financial Advisor?


Hiring a financial advisor can be the beginning of a great financial future. Advisors are well versed in the best financial practices and planning and meeting financial goals. Whether you’re managing wealth, a large portfolio, or simply saving for a large purchase or retirement, a financial advisor can make the process much more focused and less stressful. Keep reading to learn more about the function of financial advisors and how they can benefit you.

[Read more…]