8 Ways Equity Financing Can Grow Your Business


Equity financing is a useful tool that can you can use to help grow your business. In this type of financing, you would sell shares of your company to raise money for it. You may choose to sell these shares to your friends and family, to investors, or to sell them in an IPO, or initial public offering. It may also be helpful to consult with an accounting firm like Brown Smith Wallace LLP prior to doing equity financing.

This type of financing is different than debt financing, which is when a company sells bills, bonds, or notes to investors to gain capital. Unlike debt financing, equity financing places no holds or restrictions on the company’s activities. There is also no obligation to pay back the money that you have earned through equity financing either. In debt financing, you must pay back the money that you’ve earned over time with interest.

In this article, I’ll be going over 8 ways equity financing can grow your business, and hopefully, by the end of this article, you’ll have the information necessary to decide whether or not equity financing is the right move for you and you company.

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Wealth Management 101: What is a Financial Advisor?


Hiring a financial advisor can be the beginning of a great financial future. Advisors are well versed in the best financial practices and planning and meeting financial goals. Whether you’re managing wealth, a large portfolio, or simply saving for a large purchase or retirement, a financial advisor can make the process much more focused and less stressful. Keep reading to learn more about the function of financial advisors and how they can benefit you.

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5 Mistakes to Avoid When Pitching to Investors


The world of funding for small businesses is a cutthroat environment. Just getting yourself in a room with a potential investor can take a lot of hard work and sometimes more than a bit of luck. If you’re lucky enough to get face to face with the right investor for your business, you want to make sure you make the most of this precious opportunity. Even if your idea is great, it’s frightening how easily those minutes can slip by without getting your idea across effectively. As a general rule, investors will fund approximately 1 out of 100 ventures they are presented with. To be that one, you have to beat out 99 others. These tips will help you avoid some of the most common pitfalls many entrepreneurs encounter in these sought-after minutes.

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Everything You Need to Know About Fast Cash Loans


Deviating from the traditional concept of borrowing large lenders and banks, fast cash loans have gaining immense popularity. Maybe your car has broken down or an unforeseen medical bill just came up, small loans come in handy to tackle such unexpected expenses.

A fast cash loan is a fixed amount of money that is paid off after a short period of time. Cash loans offer several benefits:

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Tips for Buying Commercial Refrigerators


Unless you live in the North Pole, you likely have a refrigerator (or two) that you rely on a lot. This is certainly one of the great inventions that man has come up with and it has served many homes, helping them preserve perishable foods for very long time.

Our focus today is however not the refrigerator you have in your home, which is called a residential refrigerator. In this article, we want to focus on commercial refrigerators.

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How to Take Care of Your Finance Goals When You Are Retired


When people reach a certain age, they start thinking about their future. They begin to plan about things like how many children they will have, how many years till retirement and what will their retirement look like. It is essential for you to have some sort of a plan to follow. When you are unable to calculate all the expenses and incomes, it is best for you to leave this to the professionals. It is not uncommon for people to look for help from various financial planning agencies.

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The Complete Guide for Making a Capital Allowance Claim


There’s a popular saying that goes like this, “Only two things are certain in life, death and taxes.” Yes, everyone must pay taxes, which may appear burdensome to most people, but if you have knowledge about the way the tax system works, you can easily qualify for substantial tax relief. It could be that you’re operating a business, or you are the owner of a commercial property that qualifies for capital allowance claims. A lot of owners assume that their accountants are going to start working on the claims automatically, but the reality is that, if you’re not efficient about it, you’ll be paying more money that you need to.

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5 Commonly Used Commercial Loan Options Explained


Commercial loans are simply debt funding which is used for a variety of business purposes. This includes the development of real estate, to purchase equipment for business operations or to add to available working capital. These types of loans are available from both banking institutions and specialist lenders that focus on providing financing for businesses while eschewing retail banking entirely.

Lending for business purposes takes on a number of forms. This is partly due to the size of the loans which far exceed that of personal loans for individuals to purchase a car or renovate a kitchen. As such, commercial loans run the gamut in type and size with terms varying for larger deals to suit both the lender and the borrower.

In this article, we run through five of the best types of commercial loans available to clear up the main differences between them.

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Why Start Up Business Loans Are Critical for Your Success


The Alliance of American Football (AAF) was a new spring football league that opened its season one week after the 2019 NFL championship game. Years in the making, the league showed plenty of promise in its first few weeks. Then things completely changed overnight. The league folded after just eight weeks, not even completing its inaugural season. The AAF is a shining example of why start up business loans are so critical to small business.

During the media autopsy performed on the AAF in the weeks following its collapse, it was discovered that the company behind the league was in financial trouble early on. The company had promised all of its employees – including players and coaches – that it had enough funding to play for three seasons without any financial worries. It wasn’t true.

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4 Proven Tips You Can Use to Get Out of Debt


Debt can feel like an enormous hole in the ground with nothing to grab hold of and no way to get yourself out. Don’t despair if you have found yourself in a credit crisis. Many others have been in your situation before and worked their way out.  You can too, with some hard work, focus and helpful hints along the way.

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