10 Types of Insurance Small Business Owners Must Consider

Small businesses contribute greatly to a country’s economy. In the U.S., for instance, data from the U.S. Census Bureau showed that the number of small businesses has risen by 49 percent since 1982. Today, many individuals and groups continue to set up businesses targeting the local and international market.

Starting a business of any type requires the proper legal documents and insurance to ensure that everything is legitimate and your business is protected from various risks.

Being knowledgeable about the different types of insurance is a must. Here are 10 of them you need to consider regardless of the size of your business.

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Can Your Small Business Ever Become Next Amazon?

It’s no big secret that Amazon is the world’s largest online retailer. The e-commerce giant started out life as a small website that just sold a few books. Today, you can go on the Amazon website and buy just about anything! Yes, they still sell books. But, you can also get electronics, homewares, even food!

Jeff Bezos, the guy behind Amazon, is worth around $66.9 billion. And all that from a small e-commerce website founded back in 1994. Now, I know what some of you are thinking. Amazon got established during the Web’s infancy. There’s no way anyone could start an e-commerce store and topple Amazon today! Or, is there?

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Benefits of Employee Engagement

Half of adults have left a job to get away from their manager at some point in their career, according to a Gallup survey. And since 2000, when Gallup first began measuring employee engagement, less than one-third of Americans are engaged in their jobs in any given year.

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Common Management Styles

When considering career success, tangible qualities often come to mind, such as the type of work and salary. But one critical factor to your success is leadership style, both in how you manage people and how you like to be managed. Effective managers can improve productivity and employee morale and reduce turnover.

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Emotional Intelligence in Business

Throughout history, scientists have tried to measure intelligence in many different ways and formats. These measures of intelligence have been used to rank people in ability, talent and other characteristics. For a business seeking new employees, finding highly intelligent candidates is key. But how much does intelligence truly relate to workplace success? Does emotional intelligence factor in, and if so, how?

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Did you know? Happy employees are 12% more productive

Happy business people laughing against white background
Companies and HR professionals have debunked the general perception that higher salaries equate to increased productivity of employees. They have also accepted that happy workers yield better output. But a study by economics professors from the University of Warwick gives scientific support to these assumptions.

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7 Easy Ways to Get Your Small Business Up and Running


If you’ve always dreamed of starting your own business and being your own boss, you may be daunted by the amount of red tape and hassle it takes to begin your own venture. You may not want to deal with filling out the paperwork, renting out a business space, hiring employees, and other expensive steps that are necessary for some new companies. If you’re not sure your business idea is going to be a hit, it’s tricky to take that risk. It can also be expensive. Instead, try one of these easy, inexpensive small business ideas to start creating income.

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How Alternative Commute Options Can Benefit Your Business

As a business owner, you are constantly making decisions which will help to ensure optimum levels of productivity and keep your employees satisfied at work. Supporting different commute options for your employees can be a great way to help keep your business thriving by improving productivity, reducing stress, saving money, helping the environment and even making a contribution to the local community. Business owners and employers actually have a lot more to gain than they may realise when it comes to supporting transportation options for their workforce. Helping your employees to find alternative commute options rather than racking up more mileage for their vehicles can help to reduce pollution, improve employee health and well-being, and reduce traffic congestion.

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5 Ways to Save on Workers’ Compensation Insurance

Workers Comp
In today’s business climate successful businesses have to take advantage of every way they can to lower expenses.  Commercial insurance is one of the largest fixed costs most businesses incur. In most states workers’ compensation and general liability are required by law for most businesses.  Many business owners look at these policies as a tax.  That they are not going to change much from year to year and there is not much they can do to lower what they pay. This is far from the truth. There are many ways businesses can lower what they pay in premium for commercial insurance. Here are five easy steps that any business can take to lower what they pay for commercial insurance.

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6 Startup Clichés You Should Avoid to Succeed in Long-term

Startups are inherently risky. If you strike it rich you can be next Jeff Bezos. On the other hand there is equal, probably more, probability of your startup shutting doors after few years. One reason many of them end up this way has to do with the founders not paying attention to the right things and instead going after frivolous items that don’t help them in the long-term. They chase what I term certain clichés that look good on surface, but ends up hurting them. So how do you avoid being another startup that ends up in the dumpster. Read on to learn those clichés and how to avoid them.

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