How to Choose a Credit Card Processing Company

If your small business wants to start accepting debit and credit cards, you need to have a good credit card processing company to accept them. Although you will have to pay some recurring credit card processing fees and upfront costs, this can lead to a big boost in sales. Choosing a company to handle this for you is not an easy job.

Just as with other major financial decisions, it is wise to compare the benefits and drawbacks of all options before you make up your mind. Here are some factors that you need to consider:

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Cash is King (Not)! Small Business Owners – Accept Credit Cards or Wither

When it comes to transacting with customers cash is becoming less and less popular every day. It has come to a point when many people don’t even carry any cash in their wallet, if they carry a wallet at all! According to Gallup poll only 24% of US population is using cash for all or most of their purchases. This is down from 36% only five years ago. If this trend continues it will not be surprising if the federal government starts phasing out some of the cash all together! Few months ago India took a controversial step of banning large currency and instead encouraged the use of credit card and mobile payments for all transactions.

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Tips to Get the Most Out of POS Systems

The point of sale (POS) system is one of the most critical aspects of your retail business. If you don’t get things right, you could miss out on profit and leave the customer feeling bemused. With that in mind, we wanted to publish an article that offers expert advice. So, we recently spoke to a retail business advisor who helped to set the record straight. He came up with three simple rules that should help all shop owners to improve their POS solutions. If you manage to follow the advice on this page, you should notice drastic improvements straight away. Of course, you might have to tailor some of the guidance based on your retail niche.

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New Generation of Solutions to Help Small Business Owners Accept Customer Payments

If there is one thing all small business owners agree on it is that they are paying a lot on credit card processing fees. They are caught between a rock and a hard place when it comes to accepting payments from customers using credit cards. On one hand they have to accept credit cards from customers or stand to lose many of those valuable customers. On the other hand, the credit card processing companies charge them a fortune to be able to accept those cards. It is not uncommon for small business owners to pay 3-4% of the sales to credit card processing providers. We provided some tips to reduce credit card fees in earlier article. Is there anything more they can do?

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Small Business Owners: How Can You save Money on Telecom and Credit Card Fees

Sponsored Post


Every once in a while I come across a service that can save small business owners significant amount of money without them having to spend much time and effort. On surface they may appear to be too good to be true, but many times these are really genuine people providing their expertise in specialized areas in exchange for a share of the savings.

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Best Merchant Account to Use When Managing an International Business

Today’s increasing dependence upon digital technology and the internet has resulted in a world that seems smaller than ever before. While selling your products across the globe might have seemed a preposterous idea fifty years ago, today it is almost taken for granted. Because the reach of products has increased so much on a global scale, in fact, there is increasing number of individuals in international business. When you are dealing with international transactions, you want to make sure you have the best merchant account possible! Let’s look at how to find the merchant account for your needs as well as how to get a free online merchant account in the process!

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Financing Solutions to Keep Your Small Business Afloat

Business Financing
The business world is tough, especially for start-ups and small to medium sized companies. It doesn’t take long to find yourself short on finances and your bank account on a slippery slope going from black to red. In some cases, all it takes is a late payment from a big customer that halts your cash flow, the loss of an important customer, or an unexpected bill you have to pay right away.

These problems don’t always have to mark the end of your business, but they often make it imperative to find a viable borrowing solution. There are many different options to choose from, and finding the right one for you can be daunting. It involves lot of research, and hours spent weighing the pros and cons and trying to balance your books.

If you’re struggling to know where to turn, here are a few options that you might want to consider:

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What Role Business Loans Play in Post Recession Environment?

Business Loan
According to economic pundits, the primary reason for the Great Recession of 2008-09 was the climate of easy credit and greed. There was an assumption that property prices would continue to rise so that loans against real estate was a certain winner. It proved to be gross miscalculation, and as the recession kicked in an increasing number of households and businesses suddenly found that they were not in a position to meet their financial commitments. The result was repossessions on a huge scale and many business failures. Fortunately, economic recovery has set in during the last 4-5 years and the questions in need of addressing revolve around whether business should be able to borrow in order to develop and what price should it be paying?

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Manage Spending with Your Reloadable Debit Card

Debit Card
Make record keeping as simple as shopping when you decide to use payment options such as Kaiku reloadable debit cards. Many companies, like Kaiku, offer these types of cards that give you shopping, budgeting and organizational power like no other payment method.

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Merchant Account Providers for Cigarette Companies

Merchant Account Provider
Cigarette companies are increasingly turning to electronic cigarettes and portable vaporizers (like as a source of revenue. Unlike traditional paper cigarettes, which are loaded with nicotine and many other harmful chemicals, an electronic cigarette may have little to no nicotine, is often odorless, and may be a better choice for smokers who are conscientious about their health. From a business standpoint, selling electronic cigarettes is a great way to meet customer demand. But from a credit card processing company’s perspective, an electronic cigarette company poses a higher financial risk, simply due to the nature of the business.

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