5 Types of Companies That May Benefit from Additional Insurance


All businesses need insurance to protect them from unexpected expenses. Your job as an insurance provider is to help companies find policies that meet their unique needs. Sometimes, traditional coverage is not enough to benefit certain businesses. If you have commercial clients and specific industries, you may want to offer additional insurance to help pay the cost of huge, unexpected expenses. Here are five types of companies that may benefit from supplemental insurance.

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Should You Get Life Insurance with No Medical Exam?


Life insurance is a must for anyone who wants to ensure that his loved ones are taken care of after he or she passes away, and is not longer able to provide financial support for them. Those with young children should particularly think about having a life insurance. Many people are hesitant to get life insurance due to the hassle of medical exam they have to go through before getting approved by the insurance company. As a result, many insurance companies have introduced life insurance without medical exam in advance. They will write the insurance policy as long as they can get the information needed to determine the risk, and calculate insurance premium.

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What Do Home Warranties Cover?


Many people are reluctant to get a home warranty as they don’t know what’s covered in these contracts. What’s worse, some homeowners are worried they’ll somehow get scammed or that a provider won’t fulfill their obligations. And while this might be a bit farfetched, it’s still somewhat understandable.

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What Do You Need to Know about Affordable Term Life Insurance?


The only two things certain in this life are death and taxes. You can hire a tax advisor to manage your taxes. While you cannot prevent death, you can certainly do something to make sure your loved ones are taken care of after your death. This is where life insurance can help. Life insurance provides a safety net for your family so that they are financially taken care of after the primary money earner is no longer in this world. There are several types of life insurance solutions available to fit the unique needs and situation of everyone. Below we will provide details on affordable term life insurance that can help provide coverage for a fixed duration.

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How Workman’s Comp Insurance Works in Minnesota


Are you a Minnesota resident or business who needs to understand the basics of workers’ compensation insurance? If so, then you’ve come to the right place. In this post, we’ll cover how MN workman’s comp insurance works in Minnesota and why it may be essential for employers and employees.

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What Should You Look for When Selecting Term Life Insurance


Term life insurance is essential for anyone with family, a business owner or who has debt. Life insurance provides peace of mind that your family, or anyone who depends on you will survive even after you are not around to provide them with financial cushion. A small payment made in the form of insurance premium ensures the safety and security of the people you care for. There are many options available in the market to purchase term life insurance. It is important to find the one that best suits your needs. So, what should you look for when selecting a term life insurance?

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3 Amateur Mistakes to Avoid When Buying a Car Insurance


Undoubtedly, not having car insurance for your vehicle is the most prominent car owner mistake you can make. Also, choosing the first car insurance coverage you stumble upon is not a rational decision either.

Since buying a new or used car is a considerable expense, leaving such an asset unprotected is not ideal. Additionally, car insurance is mandatory in every state, and you can become vulnerable to significant risks and fines or even jail time if you neglect to own auto insurance.

So, if you don’t want to make the same mistakes, read on these amateur mistakes people make when buying car insurance.

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How Much Does a Million-Dollar Life Insurance Policy Cost?


When it comes to a 1 million-dollar life, we generally think that it probably requires a lot of costs. There is a notion that this type of plan is only for people having glitzy sports cars and high-standard ones. It is an ideal plan since it gives safety to your loved ones.

Here, we are going to list some points to mention, what is a million-dollar plan

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How to Find the Right Insurance for Your Business


So, you’ve started your own business. Things are going well, but you’re worried you’re forgetting something important – Insurance. No matter how small your business is, there is always the possibility that you’ll need cover. So, it’s better to be safe than sorry.

However, understanding what insurance your business needs is a minefield. Especially if you’re entirely new to the business. This is why this post should show you the easy way to find insurance for your company and which policies you need.

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Simple Ways to Protect Your Small Southern Business


Part of the American dream is to achieve the goals you have set for yourself, such as starting and running your own business. It could be running your café, interior design firm, accounting company or construction firm – all of which can provide you with a great sense of accomplishment for what you have achieved. Additionally, running your own business means that you get to be your boss, for which there are many reasons as to why this is a rewarding experience.

Whilst there are many highs to being your boss, it does come with its fair share of risks and responsibilities.

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