5 Solid Tips for Investing in a Bear Market


The term ‘bear market’ is not one that investors like to hear. It means that the market has fallen by 20% or more from a 52-week high. Prices can then start to fall further as investors become pessimistic about their investments.

While a bear market is undoubtedly less desirable than a bull market for seasoned investors, it can be a welcome opportunity for those trying to enter the investment world and accumulate wealth. If you’re trying to navigate an unfamiliar bear market for a desirable financial outcome, you might like to take some of the following steps:

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Are Cryptocurrencies Good Investment for Retirement?


How people spend, save, and invest their money is constantly evolving. As mobile banking, e-commerce, and online payments become more prominent, we are steadily moving towards a cashless society.

A relatively recent entrant to the financial world is cryptocurrency. Many people have struggled with this concept and chosen to avoid it. However, others have been quick to embrace cryptocurrencies and have been richly rewarded.

Indeed, many cryptocurrency experts are now suggesting this new form of currency could be an excellent long-term investment. This article examines whether cryptocurrencies are a good investment opportunity for retirement.

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5 Alternative Investments to the Stock Market


If you have money that you would like to invest, but you don’t want to put it in the stock market, there are plenty of other options. Whether these options are the best for your life and financial situation is something that you will need to determine for yourself. No one but you can know which investment option or options are the best fit for you. You may consider consulting a financial advisor or a wealth manager. Many folks believe these professionals consult only on the markets, but they can also advise on many investment alternatives.

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5 Ways to Prepare for a Personal Financial Crisis


No one knows when a personal financial crisis will hit. It could be the result of a job loss, a health emergency, or another unexpected event. When it does happen, it’s important to be prepared. Here are a few ways to prepare for a personal financial crisis.

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4 Specific Ways a Low Credit Score Limits You


Everyone knows that a bad credit score can prevent someone from getting approved for loans. When your credit score is low, chances are that you’ll be denied the loan even if a lender approves the loan, or you may be charged a higher interest rate.

Different lenders use different in-house guidelines, and what is considered a bad credit score varies. However, credit scores are created using FICO or Vantage Score Solutions. FICO scores range from 300 to 850, while Vantage’s numerical scale ranges from 501 to 990.

Whether you use FICO or Vantage score, higher scores can help you receive competitive financing offers from lenders. But how bad can a bad credit score be?

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An Expert Insights into Managing Financial Fears


According to IONOS’ recent research on entrepreneurship, almost 80% of Americans want to start their own businesses. So, why are just 12% of Americans succeeding? What is preventing the participants of the study from achieving their American dream of entrepreneurship?

For most individuals in the study, a lack of financial reserves and a dread of bankruptcy were the main roadblocks.

Wanting to learn more about overcoming your fears to fulfill your business ambitions, we contacted professional career coach Caroline Castrillon:

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Innovative Payment Solutions and Trends for 2022


We cannot seem to deny that technology has done more for us than we could have ever imagined. Many innovative payment solutions are now available across the fintech space to address several transactional challenges we have faced in previous years.

In short, financial technology advancement has enabled consumers to acquire their desired products and services wherever they’re located and whatever the cost.

So, what are the significant innovative payment solutions available currently?

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5 Easy Ways to Gain Control of Your Finances In 2022


Money makes the world go around; unless you haven’t got enough of it – then it feels as though your world is grinding to a scary halt. Most people have a vague understanding that to take control of their finances, they need to budget and practice healthy spending habits. However, putting these general ideas into practice can be challenging. So, let’s break down the steps into five easy actions that will help you gain control of your finances in 2022.

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4 Tips to Trade Multiple Assets Simultaneously


Keeping track of a single asset might get challenging at times when markets are being unpredictable or if you lack experience in forex trading. The task becomes even more difficult when it comes to monitoring a number of assets at the same time. This article focuses on how you can trade more than just one asset without getting off track.

Here’s a quick list of what tools you can use to stay aware of any fluctuations potentially affecting your assets.

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5 Ways to Earn Extra Income on the Side


Money is a complicated and necessary part of living.  Some people say it’s the root of all evil and that money can’t buy you happiness, but it sure can buy you the opportunity to have a better life.

We all need money to live, and the more money you have, the more comfort and security you can buy yourself and your family.  If you’re looking for ways to generate more dough for your life, take a quick peek at these suggestions on various ways to make more money.

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