Manage Spending with Your Reloadable Debit Card

Debit Card
Make record keeping as simple as shopping when you decide to use payment options such as Kaiku reloadable debit cards. Many companies, like Kaiku, offer these types of cards that give you shopping, budgeting and organizational power like no other payment method.

Once you start understanding the benefits of this type of debit card, you will wonder why you haven’t already started fan account. With so many ways to reload your debit card, you should never need to worry about whether it has funds when you are on a shopping excursion or out for dinner with your family.

Some of the simple ways you can add funds to your card’s account include visiting a nearby ATM machine, transferring funds online from another account, mobile money deposits via smartphone, direct deposit, card-to-card transfers, loading from PayPal and cash loading via Moneygram or Visa Ready link and from tax refunds. With so many easy options, you never have to worry about running low when you are out and doing important errands.

One of the most exciting ways to load funds to your account is through mobile money deposits where you take a photograph of a check and send it in for processing without ever needing to submit the actual paper check.

You can feel at ease about the safety and security of your money when you place it on your pre-paid loadable debit card. Each card’s carrier keeps its funds in legitimate financial institutions and are insured by the Federal Deposit Insurance Corporation (FDIC), in conjunction with FDIC’s rules.

When you use a debit card that you can load with only the amount of money that you plan to spend, you make it easier to manage your spending, especially if you want to adhere to a strict budget. Each time you use your card, you create an online register detailing all of your transactions. You can easily access this register once you return home from a shopping trip and see how closely you stayed in not going over your spending plans for the day or the month.