Post-Election Fall-Out – How Financial Markets Have Reacted

Politics and finance come together every four years when America elects a new President. History has shown the correlation between these two worlds as the presidential cycles affect stock market returns.

The stock market, as defined by the Dow Jones Industrial Average (DJIA) has generally performed better when the incumbent party won each given election, regardless of the political party. If in the three months leading up to the election the stock market is up, it is likely that the incumbent party will win. Losses in those three months mean that the opposing party is likely to come into victory.

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Everything You Need to Know about Unemployment Tax for Small Businesses

Unemployment tax can be one of the most daunting taxes for many small businesses. Information is scant and it can seem you are at the mercy of the Unemployment Insurance Office in your state to know your rates and when you need to pay, not to mention understanding different regulations and laws. It’s many hoops to jump through but this article will help some light on this mysterious topic.

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How Can Small Business Owners Deal with Poor Credit

A poor credit score can have a huge impact on your personal finances. In some cases it can restrict you from getting certain types of credit or even stop you from getting credit altogether. For individuals, dealing with a bad credit score can be tricky enough, but if you’re hoping to start a business, having a poor personal credit score can create further obstacles. This isn’t to say that those with a bad credit score should forget the idea of starting their own business. In fact, if you know where to look and who to turn to, there are plenty of financing options designed to help those with a poor credit rating overcome this and successfully launch their business.

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What Do You Need to Know Before Financing a Vehicle Purchase?

Many small business owners cannot or do not want to purchase the vehicle by paying the entire amount upfront. Purchasing a vehicle through financing is a safe and prudent approach you should take to avoid getting a big hit on the cash flow. This option is getting more and more popular as can be seen by number of queries being out in search engines and number of applications being processed by financing companies. Before you rush to purchase your next vehicle through finance, however, it helps to understand the basics to avoid being in trouble afterwards. Below you can find some of the fundamental questions everyone has regarding vehicle finance.

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What Happens When a Business Goes into Foreclosure?

Running a business always has its risks. What matters is being aware of these risks right from the start and finding ways to avoid them moving forward.

One of the most common issues that business organizations often encounter is in the financial arena. When funds are not properly managed and the expenses become greater than the cash coming in, there’s bound to be a problem. And if this is not resolved sooner, a company can go into debt or worse, become a subject of foreclosure.

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4 Useful Tips to Follow When Applying for Installment Loan

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Long-term personal loans or installment loans can come in handy if you need a considerably large sum of money but you don’t have or don’t want to deposit collateral as a guarantee. Term loans or installment loans are useful if you want money to start a business, pursue higher education, go on a trip, or for a renovation of your home or business.

These loans are consumer-friendly despite the fact that the rate of interest is generally higher than loans which require collateral because these loans are predictable. The money you have to pay per installment is small and you get a considerably longer period of time to repay than a short-term loan.

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5 Tips to Reduce Travel Expense in Small Business

Travel is one of the highest discretionary spend for many small business owners. It is also one of the spend items that you cannot skimp on either. You have to let employees travel to meet with customers, attend conferences and find prospects. There is only so much you can accomplish via phone or video conference. While there is no way to avoid travel there are ways in which you can reduce the travel expense without sacrificing your business. Below we share 5 tips to help you achieve that goal.

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3 Pieces of Advice for Aspiring Billionaires

They say money can’t buy happiness, but that doesn’t stop many of us from daydreaming about raking in the big bucks and living the life of a billionaire. As a small business owner, your first billion dollars can seem a long way away. However, following the advice of the entrepreneurs that came before you can give you the best chance of living the high life in the future.

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Small Business Owners: Are You Looking After Your Money Carefully?

Money in the bank is everything to small businesses. If you don’t have enough cash, you will experience cash flow problems which could hold up some of your operations. You also need plenty of money to help the business grow and develop. Not only that, though, but it is also useful to have plenty in the bank if you ever hit a rocky patch.

But even though money it acutely important to small businesses, there are still some who aren’t looking after theirs as well as they should. Here are some of the ways various small businesses regularly put their money at risk.

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Does Your Startup Need a Financial Advisor?

Starting a new business is always exciting. The economy is growing at a steady rate, which means your startup is enjoying more businesses and getting bigger by the day. At some point, however, you may need to start thinking about your startup’s finances and whether you need a financial advisor.

So, does your startup need a financial advisor? The answer is most definitely a big YES. We are going to take a look at how an experienced financial advisor can help your startup grow at a healthy rate and reach new heights.

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