Boost Your Retirement Security with Single-Premium Immediate Annuities

Annuity
Many investors lost a great deal of money in the recent recession, and some, unfortunately, saw their retirement portfolios dwindle to almost nothing. Many who are at or near retirement age are looking to rebuild through safer investments. Now, there are number of ways in which you can ensure the safety of your investments. You can park your money under the mattress, put it in money market fund or invest in US bonds. One of the investment vehicles that has gained popularity in the recent past is annuities. But are annuities the answer? Many investors are still somewhat uncertain about what annuities are and if annuities are the answer to the safety of retirement savings. To clear the confusion here is a simple guide to annuity.

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4 Point Checklist to Ensure your Business Investments are Secure

Business Investment
If your business relies on providing loan or investing in assets, you know how important it is to make the right choices. The wrong choice can be disastrous for the business, and for you personally. While most businesses that are already established will have checks and balances in place already, start-ups may not be at that stage yet. If you are looking at entering a business with this kind of model, it is worth having some idea of what you are looking for before committing to an investment. Here is a handy checklist to help you ensure your investments are secure.

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Benefits of Online Trading with Trader Pro Platform

Stock trading
Internet has revolutionized the world of stock trading for all investors. Stock trading was the domain of professional traders who used to charge considerable amount, and also take a long time to trade. With the rise of Internet even retail individual investor with a computer can trade like a professional with the considerably less commission. This has given rise to many retail investors who have quit their day jobs in favor of online trading.

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Pros and Cons of Unconventional Startup Funding

Startup Funding
As any entrepreneur who has gone through starting and funding his business will tell you it can be very challenging to obtain money for the start-up. Traditional banks are very risk averse and will not provide you money if they sense risk in your business, which is what all start-ups inherently have. Fortunately, number of other alternative sources of funding have opened up that can help entrepreneurs get funding without having to go through the hassle of traditional funding route. Not all unconventional sources of funding are equal, however and you need to do proper research before jumping on this bandwagon.Here are some of the pros and cons of unconventional start-up funding that you may want to consider if you are not going the traditional route with the funding of your UK business.

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Ask These Finance Questions before Starting a Business

Small Business Finance
Starting a new business is complicated, and can be a minefield of financial decisions. Do you start as a sole trader or a limited company? Do you need business insurance? Should you hire an accountant? Many financial decisions require careful thought for avoiding the risk of financial penalties and mistakes. Making a wrong decision not only will cost you money now, but will continue to haunt you for a long time. To help you make the best start here are 3 questions you must ask yourself before launching a new business.

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4 Weaknesses that can Hurt Your Trading Performance

Print

Print


Trading is as much an art as it is science. Having a finance background and knowledge of the market is as much important as having the right mindset and behaviour. As anyone who has ever tried their hand at any form of trading, whether its stocks, metals or currencies, they will tell you how much of a mental mind-game it is. You need to have a level head and be able to take in large amounts of information in a short amount of time. Understanding your weaknesses can help you watch out for those minefields that can result in significant trading losses in a short time. Below we describe four of those weaknesses.

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Everything You Wanted to Know about Peer to Peer Currency Exchange

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http://www.dreamstime.com/-image2509668


For many people currency exchange is like dark matter. They do not understand how it works and some don’t even to know where to go to exchange currency. They simply do not have frequent need for it. Majority of the people end up exchanging their currency at the airport when they land in the foreign country. While this is very convenient they end up paying high commission fee for it. Recently a new trend has emerged that bypasses these middlemen. It is called peer to peer exchange and it is not only convenient, but also saves you significant money in fees. So what is peer to peer currency exchange and how does it work?

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A Potential Game Changer for Investors and Businesses: Securities Crowdfunding

Crowdfunding
Crowdfunding platforms such as gofundme and Kickstarter have made headway as vehicles allowing millions of people to realize their financial goals. Whether it’s paying for the surgery of a beloved pet, or raising capital to make the movie of your dreams, these instruments of fundraising have revolutionized the moneymaking process. It was only a matter of time before this type of platform was utilized for start-up businesses to connect with investors. But what is crowdfunding and who is it for? Here is a concise guide to help you understand this newest phenomenon.

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Disadvantages of Getting a Business Loan from Bank

Bank loan
For many business owners today, getting a loan is critical part of their business plan. Business loans are often seen as necessary evil, especially if you are just starting out or if you would like to make more investments in the company.

Even if you do have access to financial resources of your own, whether these come from a part of your existing income, from investors, or even from family or friends, you may still need to get a business loan in the future. But if you are thinking of acquiring a loan, especially from a bank, you need to keep in mind some pitfalls that come with it. Here is a lowdown on bank loan you should know before you fill up that loan application.

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Financing Solutions to Keep Your Small Business Afloat

Business Financing
The business world is tough, especially for start-ups and small to medium sized companies. It doesn’t take long to find yourself short on finances and your bank account on a slippery slope going from black to red. In some cases, all it takes is a late payment from a big customer that halts your cash flow, the loss of an important customer, or an unexpected bill you have to pay right away.

These problems don’t always have to mark the end of your business, but they often make it imperative to find a viable borrowing solution. There are many different options to choose from, and finding the right one for you can be daunting. It involves lot of research, and hours spent weighing the pros and cons and trying to balance your books.

If you’re struggling to know where to turn, here are a few options that you might want to consider:

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