Calculator: What is the Monthly Payment on an SBA Loan?

Business Loan
Small Business Administration loans are essentially bank loans that are backed by the SBA, allowing businesses to get longer loan terms and lower interest rates than a traditional bank loan. The SBA 7a loan is the most popular of these loans, making it the most applicable loan to small businesses. This calculator will not reflect accurate interest rates or monthly payments for other types SBA loans besides the 7a loan.

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3 Tips for Choosing a Forex Broker

Forex
Foreign exchange is the largest financial market in the world with an average traded value in excess of $4 trillion per day. It functions a little differently to other financial markets in that there is no central marketplace, so all trades must be placed through brokers. A large number of these brokers exist, and that means there are a lot of options for traders to choose from. So how can you narrow them down to find the right broker for you? Here are three important things to consider.

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Pros and Cons of Wealth Management Plans for Small Business Owners

Wealth Management
Wealth management is as important as building wealth for small business owners. Poor wealth management can evaporate all of the hard earned money. A new plan called modular iPlan provides a great alternative to many small business owners looking for a new retirement plan option. With great flexibility and transparent pricing, there are number of positives to modular iPlans, but what about any negatives or things to watch out for? In this blog post, we take a balanced view, assessing both the pros and cons so that you can find out if a modular iPlan is the best choice for you.

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What is Sustainable Investment and Why is it Good for the Society?

Sustainable Investment
Sustainable investing is a unique field of investment that primarily focuses on generating good financial returns for the investors at the same time creates environmental and social benefits. The term sustainable investing research is actually a broad subject as it encompasses investors who have different types of motivations. From investors who are looking to get good financial returns with low risk by carefully evaluating the opportunities and risks to avoid losses to investors looking to proactively advocate or address social and environmental risks through new and unique investment opportunities, everyone needs research before investing.

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How to Balance Risk vs Return in Small Businesses Financing

Risk vs Reward
Anyone who offers credit to small companies faces a standard business decision of adding new revenue with taking a risk for default and debt collection. If credit terms are set too tight to minimize risk, profitable revenue can be lost. On the flip side, offering terms that are too generous can increase the default rate and hurt profitability.

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How Small Business Owners can Benefit from Professional Wealth Management Services

Wealth Management
As a manager of the small business you already have a great deal of responsibilities to carry out before you can even think about what to do with your money. There are the tasks of finding staff, customers, selling your services and establishing your brand. Combined with the distrust and uncertainty many of us feel towards the banking sector and financial markets, you’d be forgiven for sometimes feeling a little overwhelmed by it all.

Fortunately, there is a simple solution to this and that is to invest in professional wealth management services for your small business. By doing so you are putting your money into the hands of experts and letting them do the hard work for you. Further to this, there are a number of other benefits you can realise; here are just a few examples for you to consider:

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3 Creative Ways to Supplement Income

Income
Despite decent recovery in the last 3-4 years the economic climate still remains unstable. Economic growth in Europe is stuck near zero, while Japan has fallen into recession, again! There remains a large gap between rate of inflation and growth in national average wage increase. This makes it very hard for average household to run household and save money. Finding additional source of income can help mitigate this gap by providing boost to your income and financial flexibility. Consider 3 creative steps below to find out how you can do it:

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How to Get Funding for New Business with Little or No Credit

Loan
Here is the dilemma. You have this great business idea that you feel strongly that it will succeed. However, you have no credit and no collateral. What do you do? How can you get much-needed loan so that you can jump start the business? Well, here is some good news. While many lenders may not feel comfortable with giving you money solely on the idea there are some lenders and investors who will base their decision to lend you money largely on the strength of your business idea. If you have cash flow, a great idea, and can prove your concept, you may be able to get the money you need. How? Read on to find out.

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How to Save Money in Manufacturing Process

Factory
A penny saved is penny earned! When running a manufacturing operation it is essential that you pay attention to every detail of the entire supply chain to ensure you are running it most efficiently and economically. There are multiple ways in which you can save money – ranging from installing efficient machines to shopping around. The bottom line is you have to look at all elements of the procurement and supply chain to get the most out of your money. Here are three suggestions you can implement without too much effort to generate significant savings in your manufacturing operations.

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What Role Business Loans Play in Post Recession Environment?

Business Loan
According to economic pundits, the primary reason for the Great Recession of 2008-09 was the climate of easy credit and greed. There was an assumption that property prices would continue to rise so that loans against real estate was a certain winner. It proved to be gross miscalculation, and as the recession kicked in an increasing number of households and businesses suddenly found that they were not in a position to meet their financial commitments. The result was repossessions on a huge scale and many business failures. Fortunately, economic recovery has set in during the last 4-5 years and the questions in need of addressing revolve around whether business should be able to borrow in order to develop and what price should it be paying?

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