5 Alternative Investments to the Stock Market

August 4, 2022


If you have money that you would like to invest, but you don’t want to put it in the stock market, there are plenty of other options. Whether these options are the best for your life and financial situation is something that you will need to determine for yourself. No one but you can know which investment option or options are the best fit for you. You may consider consulting a financial advisor or a wealth manager. Many folks believe these professionals consult only on the markets, but they can also advise on many investment alternatives.

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Why You Should Consider Online Banking

August 2, 2022


The digital age has made it easier than ever before to manage your money. You can now do anything from checking your balances to making payments without having to drive to the bank or visit a branch directly.

Online banking has been around for a long time, but it wasn’t widespread until the late 90s. Top executives like Kevin Cohee helped popularize internet banks and the systems they use. However, some people are still reluctant when it comes to going digital. Here are some reasons why you should consider switching your banking account over to an online service.

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7 Benefits of Charitable Giving and Donations

July 26, 2022


There are many benefits to charitable giving and donations. Here are a few: you can help those in need, feel good about yourself, support a cause you believe in, and receive tax breaks. Giving back to your community or to a charity that is important to you is a great way to make a difference in the world. So, if you’re looking for ways to give back, consider making a donation or giving your time as a volunteer. You’ll be glad you did!

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5 Tips for Buying Rental Property

July 26, 2022


Investing in a property to rent is one of the best ways to generate a passive income stream and grow your wealth. However, before purchasing a property, you need to make sure your investment will be able to make money – both in the short and long term.

When making a decision on an investment property, don’t rush it. As there are a few factors to consider when buying a residential home, there are factors to consider when buying-to-rent, too.

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How To Commit Your Business to a Cash Loan

July 25, 2022


When running a business, finances are always a hot topic and need to be managed carefully. You may find that you can benefit from little changes to your operations, such as free payment processing. These small changes can help you save a lot of money, allowing you to spend only when necessary. However, there may be times when you actually need to borrow some funding and lean towards a cash loan. So, here are some top tips on how to commit your business to a cash loan.

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5 Ways to Prepare for a Personal Financial Crisis

July 1, 2022


No one knows when a personal financial crisis will hit. It could be the result of a job loss, a health emergency, or another unexpected event. When it does happen, it’s important to be prepared. Here are a few ways to prepare for a personal financial crisis.

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3 Commercial Real Estate Investments to Avoid in 2022

June 15, 2022


2022 has been rife with economic turmoil and uncertainty, much of it caused by the aftermath of the Covid-19 pandemic and its effects on nearly every facet of the global economy. Even as more and more people return to work and businesses begin to bring in more profit, things are far from the way they were a couple of years ago, and many people are still adjusting to a new normal. And this couldn’t be any more true for those involved in commercial real estate investing.

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4 Specific Ways a Low Credit Score Limits You

June 14, 2022


Everyone knows that a bad credit score can prevent someone from getting approved for loans. When your credit score is low, chances are that you’ll be denied the loan even if a lender approves the loan, or you may be charged a higher interest rate.

Different lenders use different in-house guidelines, and what is considered a bad credit score varies. However, credit scores are created using FICO or Vantage Score Solutions. FICO scores range from 300 to 850, while Vantage’s numerical scale ranges from 501 to 990.

Whether you use FICO or Vantage score, higher scores can help you receive competitive financing offers from lenders. But how bad can a bad credit score be?

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An Expert Insights into Managing Financial Fears

June 12, 2022


According to IONOS’ recent research on entrepreneurship, almost 80% of Americans want to start their own businesses. So, why are just 12% of Americans succeeding? What is preventing the participants of the study from achieving their American dream of entrepreneurship?

For most individuals in the study, a lack of financial reserves and a dread of bankruptcy were the main roadblocks.

Wanting to learn more about overcoming your fears to fulfill your business ambitions, we contacted professional career coach Caroline Castrillon:

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Why Was the Gold System Abandoned?

May 16, 2022


Known as the gold standard, this was a system by which currency printing was restricted and this caused several issues. In 1971, the gold standard was abolished to curb inflation, while also preventing some countries from overburdening the financial system redeeming gold for dollars. It is a very complex number of variables in play when nations trade and abolishing the gold standard was a natural step in the evolution of currency-based economies.

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