Consumer Finance 101: How to Get It Right


If you run a business that sells expensive products or services, you might like to offer financing options to your customers. There are many different ways in which you can tackle that process. However, there’s no need for it to become a headache. You just have to use some of the guidance from this article to ensure you don’t overlook anything important. Providing the best financing information will help you to boost sales and increase your profits. So, don’t do anything else this year until you’ve read this post. At the end of the day, you would have done this already if you had the right tips and advice when launching your operation.

[Read more…]

Answering 5 Key Questions on Vehicle Finance

Vehicle financing has become very popular in recent times. It enables someone who doesn’t have sufficient amount of cash to still drive a vehicle of his own. The vehicle finance term has an average monthly search volume of 590 searches on Google, while consumer insight portal Answer The Public has found that web users commonly ask over 40 questions in relation to this topic.

While it is easy to obtain financing it is equally challenging to understand all the nuances related to it. You need to worry about multiple financing options, interest rate, documents required and so on. An average Joe will have a difficult time putting it all together. To help you better understand this subject; join vehicle hire specialists Northgate as they have worked to answer five key questions surrounding vehicle finance:

[Read more…]

3 Must Have Items to Get Funding for a Small Business


Funding a small business is usually the one area most new business owners struggle with. It can be difficult to find investors or secure loans when a business has not even opened its doors. It’s the classic catch-22, though, most lenders or investors want to see the business is successful before giving money but you need the money in order to start your business. Fortunately, you can prove your business is a worthy investment just by having these three things in order.

[Read more…]

How Can Small Business Owners Deal with Poor Credit

poor-credit
A poor credit score can have a huge impact on your personal finances. In some cases it can restrict you from getting certain types of credit or even stop you from getting credit altogether. For individuals, dealing with a bad credit score can be tricky enough, but if you’re hoping to start a business, having a poor personal credit score can create further obstacles. This isn’t to say that those with a bad credit score should forget the idea of starting their own business. In fact, if you know where to look and who to turn to, there are plenty of financing options designed to help those with a poor credit rating overcome this and successfully launch their business.

[Read more…]

4 Useful Tips to Follow When Applying for Installment Loan

Sponsored Post

 

loan
Long-term personal loans or installment loans can come in handy if you need a considerably large sum of money but you don’t have or don’t want to deposit collateral as a guarantee. Term loans or installment loans are useful if you want money to start a business, pursue higher education, go on a trip, or for a renovation of your home or business.

These loans are consumer-friendly despite the fact that the rate of interest is generally higher than loans which require collateral because these loans are predictable. The money you have to pay per installment is small and you get a considerably longer period of time to repay than a short-term loan.

[Read more…]

4 Unconventional Ways to Raise Cash in an Emergency

cash-loan
For small business owners cash flow is king. They do not have large line of credit or other ways of easily accessing the cash. Many times they will find themselves in a crunch situation when vendors are waiting at the door for the payment and you are not able to get the cash from your customers fast enough. You may need to resort to unconventional methods to get that short-term cash quickly. One of the ways to do it is by selling or putting away gold or other high value items as collateral in the hope that you will be able to pay back that short-term loan quickly. Here are 4 ways to quickly raise the cash you need by selling valuable items.

[Read more…]

4 Things You Must Look for in Mortgage Broker before Hiring

Mortgage
Taking the first step onto the property ladder is a big move in any person’s life, so it is important that you do not rush when deciding about it. Read up about mortgages as much as you can as there are lots of websites with plenty of useful information, such as the Australian Competition and Consumer Commission website. When you know the type of mortgage you require, you will then need to find a reliable and trustworthy broker to help you make that first step.

[Read more…]

5 Factors to Consider When Choosing Car Finance Broker

Car Purchse
Unless you have enough money upfront, you will need to work through a car finance broker if you want to purchase a vehicle. These brokers can help you obtain a car loan, which will allow you to purchase a vehicle when you need it, rather than waiting until you have saved enough money. It is important to realize, however, that not all finance brokers are alike, and not all of them are looking out for your best interests.

It is crucial, that you take time to search for a car finance broker that is right for you. Below we show number of factors you need to consider when financing a car.

[Read more…]

6 Options to Obtain Financing for Business with Bad Credit

Financing
Financing is a life blood of any business. You have to be able to tap into external funding sources to grow your business. Unfortunately many businesses, particularly those with bad credit are not able to obtain conventional financing due to strict restrictions. Recent developments have enabled many of these type of businesses to obtain the badly needed money. Keep in mind that the interest rates will be high when you try to finance your business through this alternate routes. Shop around for the best rates possible. Here are 6 unconventional options you have available for business with bad credit.

[Read more…]

4 Point Checklist to Ensure your Business Investments are Secure

Business Investment
If your business relies on providing loan or investing in assets, you know how important it is to make the right choices. The wrong choice can be disastrous for the business, and for you personally. While most businesses that are already established will have checks and balances in place already, start-ups may not be at that stage yet. If you are looking at entering a business with this kind of model, it is worth having some idea of what you are looking for before committing to an investment. Here is a handy checklist to help you ensure your investments are secure.

[Read more…]