If you’re a manager of a small business, there may be times that your organization struggles to cover its costs. According to the Bureau of Labor Statistics, only 82% of small businesses survive their first year, 50% are able to survive after five years, and 35% are able to last longer than 10 years. Some companies don’t accurately estimate the amount of money they’ll need to start and maintain their businesses. Understanding how to effectively utilize your funds can help you save your small business.