There are some decisions in life that need to be weighed carefully when it comes to caring for yourself, your family, and your possessions, and one of those decisions is which car insurance company to choose. There are dozens of companies to pick from; however, when it comes to saving money, one factor you should consider before you buy is whether your company can offer you the assistance of a local insurance agent along with offering online services. Agents like this can help you understand your policy, explain discounts, and much more.