Will Your Business be Ready when Disaster Strikes?

buidling-disaster
In today’s globalized world, it’s all too easy to imagine disaster striking at the heart of your business. Take a moment to mull over some of the scares we’ve had recently that could derail your business. Last year, Computer Weekly reported on the distinct chance that we could see a new flu pandemic. Global terrorism in the summer of 2016 targeted two-dozen different countries, including the US. Flooding destroyed thousands of homes and businesses in Louisiana. And wildfires are still ravaging parts of California.

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10 Types of Insurance Small Business Owners Must Consider

insurance
Small businesses contribute greatly to a country’s economy. In the U.S., for instance, data from the U.S. Census Bureau showed that the number of small businesses has risen by 49 percent since 1982. Today, many individuals and groups continue to set up businesses targeting the local and international market.

Starting a business of any type requires the proper legal documents and insurance to ensure that everything is legitimate and your business is protected from various risks.

Being knowledgeable about the different types of insurance is a must. Here are 10 of them you need to consider regardless of the size of your business.

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How to Protect and Recover Data from Hard Drive Failure

Hard Drive
What is the most frightening thing you’ve seen on your monitor/screen? Something that immediately creates a heavy feeling in the pit of your stomach? No, it’s not the most recent election news, though that can be quite upsetting. It’s the Blue Screen of Death (BSoD) with the words “hard drive failure.”

Machines are great, machines are wonderful, machines can and will fail. Often at the worst possible moment. Now, you may think it’s a completely ludicrous idea but I sometimes think that is the machines’ way of letting us know who is really the boss.

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3 Must Follow Tips for Self Employed

Self Employed
Running a business of your own is everyone’s dream, but it also is one that you need to think long and hard before chasing. As with everything in life there are pros and cons of being a self-employed. Among the big benefits are the fact that you will be your own boss, leaving you free to work hours that suit you and pick your own holiday times. This is great, but you also have to factor in cons like the loss of sick pay, paid holiday time and job security, as well as having to handle things like your own accounts. If you are still on board for self-employment, we will look at three ways of ensuring it is a success.

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5 Tips to Save Money on Vehicle Fleet for Business

Vehicle Fleet
For many businesses such as insurance agents, food catering and delivery, etc. fleet vehicle expense is one of the biggest cost. Not only do they have to spend large amount upfront in purchasing the vehicle, but ongoing cost in terms of gas, insurance, maintenance can add up to pretty large amount. By carefully looking at your needs and finding the right vehicle fleet can amount to substantial savings in the long run. Here are several tips you can consider in choosing the fleet vehicles that suit your needs.

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3 Tips to Keep Your Business Safe in Physical and Digital World

Security
While majority of small business owners spend considerable amount of time thinking about growing the business they do not worry as much about protecting the assets they already own. With the number of security breaches on the rise it is very important to plan to secure the business in both physical and digital worlds. Ignoring to do it can not only harm your business directly with theft, but also lead to lawsuits from employees and vendors. Below we provide 3 tips that will help you secure your business.

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Lack of Protection can Get Small Businesses in Hot Water

Insurance
Starting your own business is always risky, at the same time it is exciting. Despite the amount of competition out there in seemingly every market, adventurous entrepreneurs are willing to take the risks and try to reap the potentially vast rewards. This is admirable, however where a number of startup companies go wrong is they fail to make sure their businesses are adequately covered against unexpected risks that could have devastating effects. In fact, a worrying amount of new businesses owners still assume they’re simply covered under their standard home insurance policies. That is simply not true. Here’s what you need to know about business insurance.

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Choose the Right Landlord Insurance When Renting Property

Rental Home
Real estate landlord can be a lucrative business. All you have to do is buy a property and rent it out for regular monthly payments. While this is true, you can get in the hot water if you are not careful about getting proper insurance. Not having adequate insurance, or even the right type, can have significant financial impact, both personally and in the business. Nowhere is this truer than in London where the huge variety of properties, people and price variance all contribute towards the number of different insurance policies available to landlords.

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The Impact of Changes in Care Act on Care Home Managers

Care Act
The Care Act (2008) has undergone over 100 changes that will come into force from April 2015. This is a significant piece of legislation as it represents England’s biggest change to social care for over 60 years. These amendments are intended to make care more personal and will leave directors needing to make adjustments.

But exactly what changes are required? How will they be implemented? And how will they affect your staff and the running of your care home?

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Workplace Injuries from Forklifts and How to Prevent Them

Forklift
Most employers and employees recognize that forklifts can be a dangerous piece of machinery, but they also underestimate their safety profile. Once training has been completed, it is assumed that the risk of injury drops substantially. In reality, these machines are inherently dangerous. Here are just some of the ways in which accidents that can occur while an employee is using them, and tips to keep your workers safe.

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