Should You Hire Job Applicants with Criminal Records?

criminal-record
The question of hiring applicants with a criminal record is at times a tricky one for employers, especially for small business owners who are not guided by human resources policies that bigger corporations follow. Hiring ex-cons present conflicting approaches. On one hand, there is an implicit bias against them in general. Then again, our charitable nature prods us to give them a second chance at redeeming themselves. Further, federal and state laws protect job applicants with criminal records from discrimination by employers.

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10 Types of Insurance Small Business Owners Must Consider

insurance
Small businesses contribute greatly to a country’s economy. In the U.S., for instance, data from the U.S. Census Bureau showed that the number of small businesses has risen by 49 percent since 1982. Today, many individuals and groups continue to set up businesses targeting the local and international market.

Starting a business of any type requires the proper legal documents and insurance to ensure that everything is legitimate and your business is protected from various risks.

Being knowledgeable about the different types of insurance is a must. Here are 10 of them you need to consider regardless of the size of your business.

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5 Tips to Prevent Serious Accident from Happening in the Workplace

workplace-injury
A serious accident in the workplace can affect small business owners in a big way. As an employer you have a legal responsibility to prevent people being harmed or becoming ill the workplace. Serious injuries or accidents in the work place can not only cause disruption to the business and lead to extra expense, it can also damage your reputation. An ounce of prevention is worth a pound of cure.  So it is in your best interest to take steps to prevent these accidents from happening in your workplace. Here are 5 tips to do just that.

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5 Ways to Save on Workers’ Compensation Insurance

Workers Comp
In today’s business climate successful businesses have to take advantage of every way they can to lower expenses.  Commercial insurance is one of the largest fixed costs most businesses incur. In most states workers’ compensation and general liability are required by law for most businesses.  Many business owners look at these policies as a tax.  That they are not going to change much from year to year and there is not much they can do to lower what they pay. This is far from the truth. There are many ways businesses can lower what they pay in premium for commercial insurance. Here are five easy steps that any business can take to lower what they pay for commercial insurance.

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How to Deal with Debt-Dodgers in the 21st Century

Debt Dodger
Swiss cheese is known for being holy. Not in the religious sense, but in the sense that there are a lot of holes in the food. As a result, many plans, campaigns, or entities who have weaknesses in their egress are often compared to Swiss cheese. One comparison that is extremely apt in modernity is the juggernaut of bureaucracy that impedes first-world business today. From taxes to zoning, employee benefits, lawsuits, and more, it becomes very difficult to run a big-ticket business successfully. What’s even worse is that even those who should be in the business of helping you obtain autonomy will stab you in the back. Business in today’s world has a cutthroat aspect difficult to deny. One of the ways lucrative throats are slit, letting their investment capital bleed out, is through avoided invoices.

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3 Simple Steps for Businesses to Protect their Brands

Brand
When many people think about trademarks, they think of those belonging to large businesses. Trademarks like Nike, McDonald’s, Coca-Cola, and Mercedes-Benz are owned by corporations that spend tens of millions just on their brands. But all businesses can and should take proactive steps to protect their brands and avoid the more expensive, nearly inevitable, alternative.

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4 Reasons Why Small Business Owners Need to Keep Meticulous Records

Documents
In the rush to get orders completed, client projects started, and inventory put away, some small businesses end up neglecting record keeping processes. Though it feels easier to fudge a few things now, meticulous records matter in many aspects of running your business, from keeping track of employees to filing your business taxes. They can not only help you find important documents down the road, but also save you from legal troubles down the road. Here are four reasons a small business should keep meticulous records.

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5 Actions You Must Take Now to Protect Your Startup

Startup Risk
Starting a business has never been easier – but there are still a few pitfalls that catch many people out. If you have a great idea, make sure you put the following protections in place to ensure you don’t slip up. They are a lot easier to do, and it makes complete sense to get started right away – tomorrow, even. Don’t forget – because Murphy’s Law suggests you will live to regret it.

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3 benefits of Complying with Business Law

Compliance
The numerous laws governing businesses can seem overwhelming for the owners of small business. Without the scope or capital for an in-house legal department, it comes down to you to ensure compliance, and if you lack understanding on your own part, this can cause significant problems.

However, business law is not something to be brushed under the carpet and forgotten about. Used to protect the rights of consumers and companies alike, a failure to comply with it could easily be levied against you if a dispute should arise, with some very serious and unpleasant consequences for you and your small business.

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What’s in a contract? Legal jargon debunked

Legal Contract
From buying shares to starting a new job, there are several important agreements which require legally binding contracts to protect the interests of both parties. These contracts will equip you with the right to take the other party to court if they do not adhere to their side of the agreement and will also protect you should the other party contest your actions in any shape or form.

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