12 Important Tips Every New Investor Must Follow

August 3, 2018


Many entrepreneurs dream of becoming a savvy investor not only for the financial gain, but also for the thrill of smartly jumping on the right investment at the perfect time. While there certainly is an element of luck, there is also a lot that can be learned which will help a first-time investor to make intelligent decisions and earn a profit on their investment. So, if you have always wanted to be a successful investor but you do not know where to start, read on for a few helpful pieces of advice that will get you up and running and help you to make intelligent decisions.

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Pros and Cons of Short-Term Business Loans

July 25, 2018


Small business owners know that there are times when cash reserves can dry up. This may be as a result of unexpected repairs to equipment, an unanticipated re-supply of stock, a brief period of lower demand for goods or services, a temporary revenue shortfall, or simply a month or two when the numbers don’t quite add up as expected. It happens to most enterprises at some point, so there’s no need to be unduly worried.

To help you over a temporary financial hurdle, you may benefit from taking out a short-term business loan. This is a type of finance that provides your small business with an injection of working capital. You will receive a lump sum that must be paid back over a set time, usually a shorter window than other loans. When you take out a short-term business loan, there may be lender fees added, and the interest rate is also likely to be higher than loans paid back over a longer period.

In this article, we’ll talk you through the advantages and potential disadvantages of this solution.

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Pros and Cons of Stock Market Investing

July 17, 2018


If you are looking to help create a better future for yourself financially, then investing may be something that you look at. It can be something that you can do alongside other work, and something that you can do as much or as little as you like. So for making your money do more for you, it is going to be a benefit. But as you will no doubt be aware, trading and stocks and shares can be a little volatile and uncertain, especially if you are new to it all looking in. However, if you want to invest your money, you can take that volatility and be fearful, or use it as a chance to take advantage of certain opportunities that arise. With that in mind, though, here are some of the things that you should be thinking about when it comes to investing; a little look at the pros and cons.

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Financing a Company Vehicle? Here’s What You Need to Know

July 16, 2018


Many businesses decide to get company car for a number of reasons – to take our new and potential clients, to arrive in style at the next business convention, or simply to have a vehicle conveniently on-hand for emergencies. Financing the vehicle, however, can seem pretty daunting, especially for a small business. However, what you may not know is that it’s actually easier and more straightforward than you may have previously thought. Here is what you need to know and think about when it comes to financing a company vehicle.

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What are Better Alternative Investments as a Small Business Owner?

July 16, 2018


Running a small business isn’t easy at the best of times, but when your capital is running low, it can be next to impossible. That means that you’re going to want to do everything you can to ensure that you make as much money as you can and that you never get to the point when your capital is so low that you cannot keep trading.

To help you with that, here are some of the best investments for small business owners to make:

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New vs. Used Equipment – Which One Should You Buy?

July 11, 2018


When it comes to your business, would you prefer to buy everything brand new? Most of us would, but it’s not in the budget for a lot of us. In reality, we usually end up purchasing a mix of used and new items. What’s best bought new or used depends on your industry, but there are pros and cons to each. Here are just a few.

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What You Need to Know Before Forex Trading

July 11, 2018


The reason behind so many people lose their money in Forex trading is they do not start trading after they have learned how to trade. They start their trading without any knowledge and it is natural they will lose their money. If you are trading the market with no experience or whatsoever, it will be very hard for you to succeed in your career. First, know something and then try to do it. This article will tell you why you should always learn the trade before you live trade with your money. People are greedy and they cannot wait for learning the strategy. They instantly place their trades on the market and lose their money.

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What you Need to Know About Business Loan

July 7, 2018


You may sometimes need a loan for your small business until you earn enough to cover all your needs. You may need the money to balance out shortfalls in your working capital or to grow your business to the next level. As your business grows and your assets allow you to earn more money, you will be able to repay the loan to the bank or other financial institution according to a scheduled repayment plan.

As you might imagine, there are many different types of business loans. We will briefly discuss some common types of business loans like installment loans, settlement loans, line of credit loans, balloon loans, letter of credit, interim loans, and secured and unsecured loans. The better you understand the types of loans available, the easier it will be to choose the best type of loan for your particular needs.

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7 Things You Should Know About House Rent Allowance

June 26, 2018


In India, one of the biggest factors that any family or earning person has to think about is house rent, which also forms one of the biggest expenses from a person’s monthly salary.

In fact, almost thirty percent of your salary is lost in paying just rent and associated payments! As long as you don’t have a house or property of your own, rent paid on having a roof over your head is a big headache, and the rent can range from four-digit figures all the up to the higher five-digit ones!

Of course, various other factors like which city you live in, which area in said city, the kind of house taken and the number of people sharing the rent plays a role on deciding this value. But there is a process – the house rent allowance – that allows you to save on rent paid. Here are 6 things you need to know about house rent allowance you should be aware of.

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Tips for Getting a Post Graduate Mortgage to Buy First House

June 23, 2018

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Looking to get onto that property ladder and still a graduate? We know that saving up during your university years can be so difficult, taking into account you will probably have a student loan in place, however, whilst it may seem like a pipedream there are ways to increase your chance of getting a post-graduate mortgage.

Let’s see what tips FJP Investment have to help you determine whether getting a post graduate mortgage is realistic or not.

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